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You are required to submit an Individual essay on your comments on the impacts of fintech development in Hong Kong legal and regulatory framework. You are required to give full citations appropriately in your writing. Adopting a critical approach is necessary. Criteria Comprehension Application Communication and Organization Evaluation (if applicable) A- to A+ (Excellent) 1. Identified all of the relevant legal issues, with accurate and detailed explanation of the relevant legal principles. 2. Applied all of the relevant legal authority accurately, able to distinguish and weigh authority in the specific context arising in the problem. 3. Clear, concise and coherent, demonstrating logical and sequenced flow, and overall comprehensive argumentation skills. 4. Evidence of deep reflection and critical evaluation, suggests creative and workable solutions.
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